Financing Decisions
Portal toolTrue Cost Comparison Calculator
Put every financing option side by side and rank them by true annualized cost, so factoring, a bank loan, an MCA, a card, ABL, and a line of credit compare apples-to-apples.
- 5-minute tool
- Free in your portal
What you get
Every financing option ranked by what it really costs
Every offer quotes its cost a different way. One shows a factoring fee, another an APR, another a factor rate, another a monthly charge. That is why the cheapest headline is rarely the cheapest deal. Enter the amount, type, and terms for each option, and the calculator restates them all as one true annualized cost, then ranks them from cheapest to most expensive so you can see which one actually wins.
- One true annualized cost for factoring, a loan, an MCA, a card, ABL, and a line of credit
- A ranked list, cheapest to most expensive, from the amounts and terms you enter
- An apples-to-apples read so a low fee never disguises a high cost
The tool
Run your numbers
True Cost Comparison
Which financing option actually costs the least?
Rank the same amount across a bank loan, invoice factoring, an MCA, and a business card by true annualized cost — so the sticker rate never hides the real price.
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