Sanctorum Capital

Sanctorum Financial Intelligence Network

The editorial group publishing thirteen trade publications on working-capital finance for business owners, CFOs and controllers.

Growth Capital

Publications on the capital that funds a working, growing business — what each structure costs, what the contract says, and how it applies inside a particular industry.

WorkingCapital.Academy

workingcapital.academy

The educational foundation of the Sanctorum network: the gap between what the financials say and what the bank account holds, and how a business owner measures and closes it.

SMB Finance Guide

smbfinanceguide.com

The orientation publication for first-time business borrowers: what the financing options actually are, what each one really costs, and how to tell a fair structure from a predatory one.

Factoring Insider

factoringinsider.com

The insider publication on invoice factoring: what a facility truly costs all-in, what the contract actually says, and how to choose a factor.

AR Finance Hub

arfinancehub.com

The publication on accounts receivable financing as a category: factoring, AR lines of credit, selective receivables finance and securitization, and which of them fits.

Asset-Based Lending Guide

assetbasedlending.guide

The publication on asset-based lending for companies that outgrew the bank line: borrowing base mechanics, advance rates by collateral class, covenants and the reporting burden.

Payroll Funding Solutions

payrollfunding.solutions

The publication on payroll funding: what to do about a payroll shortfall this week, why it happened, and how to structure so it does not recur.

Manufacturing Finance

manufacturingfinancetoday.com

The trade publication for the capital side of running a production business, covering the 60 to 150 days between paying for materials and collecting from the customer.

Staffing Agency Capital

staffingagencycapital.com

The trade publication for the money side of running a staffing agency, where payroll runs Friday and the client pays in 60.

GovCon Finance

govcontractfinance.com

The trade publication for the money side of federal contracting, covering the gap between an award and a payment in the vocabulary of the FAR.

Construction Finance Guide

constructionfinanceguide.com

The trade publication for the capital side of running a construction business, where cash flow is concurrent job cycles with retainage held on each and bonding stacked on top.

Distributor Finance

distributorfinance.com

The trade publication for the capital side of running a distribution business, applied to the cash conversion cycle between vendor terms and customer terms.

Consulting Firm Finance

consultingfirmfinance.com

The publication for the capital side of running a consulting or professional services firm, applied to engagement economics and milestone billing.

Special Situations

A separate editorial track, written for companies in restructuring. It shares no readership, no mailing list and no cross-links with the Growth Capital publications above — a separation, not an exile.

The Flow

One working-capital decision every other week. Which asset to borrow against, what a facility costs all-in, or how to make payroll before your customer pays, in a two-minute read.

Bi-weekly. 26 issues a year.