Resources
Everything you need to know about working capital financing
Educational resources, guides, and insights to help you make informed financing decisions. No sales pitch, useful information.
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The resources most owners open first
The Business Owner's Guide to Working Capital Financing
A 20-page guide covering every major financing option, when to use each, how to qualify, and what to watch for. Written for business owners, not finance professionals.
PDF Download · 20 pages · FreeViewThe Complete Guide to Invoice Factoring
Everything you need to know about factoring: how it works, when to use it, costs, and what to watch for. Written in plain language for business owners, not finance professionals.
15-minute read · In the portalViewWorking Capital Calculator
Calculate how much working capital you need to support growth, manage cash flow gaps, or take on larger orders. Enter your numbers, get instant results.
5-minute tool · In the portalViewBrowse by topic
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Financing Basics
Learn the fundamentals
- What is working capital and why does it matter?
- Understanding the cash flow gap
- How to calculate your working capital needs
- When to use different financing solutions
Invoice Factoring
Master factoring
- How invoice factoring works step-by-step
- Notification vs. non-notification factoring
- Recourse vs. non-recourse factoring
- What does invoice factoring cost?
Asset-Based Lending
Understand ABL
- What is asset-based lending?
- How borrowing base calculations work
- ABL vs. traditional bank loans
- Advance rates explained
Purchase Order Financing
Fund large orders
- What is purchase order financing?
- PO financing vs. factoring
- How PO financing works with suppliers
- Costs and typical structures
Government Contracting
Work government contracts
- Understanding Assignment of Claims (AoC)
- Mobilization financing for contractors
- Managing retainage
- Financing for subcontractors
Equipment Financing
Finance equipment smartly
- Leasing vs. financing: which is better?
- How equipment financing works
- Tax benefits of equipment financing
- Preserving working capital
Industry Guides
Industry-specific insights
- Manufacturing finance guide
- Staffing agency financing strategies
- Construction contractor financing
- Transportation and trucking finance
Cash Flow Management
Master cash flow
- Understanding your cash conversion cycle
- Dealing with slow-paying customers
- Seasonal cash flow planning
- Cash flow forecasting
Financing Basics
Financing Basics resources
The Business Owner's Guide to Working Capital Financing
A 20-page guide covering every major financing option, when to use each, how to qualify, and what to watch for. Written for business owners, not finance professionals.
PDF Download · 20 pages · FreeViewFinancing Readiness Checklist
The documents and information you need to apply for financing, organized by financing type so you prepare in advance.
PDF Download · 5 pages · FreeViewFinancing Solutions Comparison Matrix
Side-by-side comparison of factoring, ABL, PO financing, AR financing, and equipment financing. Compare speed, costs, requirements, and best use cases on two pages.
PDF Download · 2 pages · FreeViewCash Flow Management
Cash Flow Management resources
Cash Flow Projection Template
A 13-week template to forecast your cash flow, identify gaps before they arrive, and determine how much working capital you need. Includes instructions and examples.
Excel Template · In the portalViewWorking Capital Calculator
Calculate how much working capital you need to support growth, manage cash flow gaps, or take on larger orders. Enter your numbers, get instant results.
5-minute tool · In the portalViewInvoice Factoring
Invoice Factoring resources
The Complete Guide to Invoice Factoring
Everything you need to know about factoring: how it works, when to use it, costs, and what to watch for. Written in plain language for business owners, not finance professionals.
15-minute read · In the portalViewFactoring Cost Calculator
Is 3% per invoice cheap or expensive? Convert any factoring quote into a true annualized cost and compare proposals on equal footing.
3-minute tool · FreeViewInvoice Factoring Explained
A short walkthrough of how factoring converts outstanding receivables into working capital: the money flow, the timeline, and what it costs.
Video · 1 minuteViewIndustry Guides
Industry Guides resources
Real businesses, real results
Case studies showing the challenge, the facility, and the outcome, with real numbers and timelines.
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Articles on financing decisions, cash flow management, and industry-specific capital strategy.
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The documents and information you need to be funding-ready before you apply.
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