Know your numbers before the conversation.

Cash Conversion Cycle Calculator

Turn your inventory, receivables, and payables into your DIO, DSO, and DPO, then into the cash conversion cycle. It shows the days your cash is tied up between paying suppliers and collecting from customers.

DSO Calculator

Find out how long it takes to collect what you're owed. Enter your receivables and sales to see your days sales outstanding, the cash locked in receivables, and how you stack up against your industry.

Invoice Factoring Cost Calculator

See exactly what factoring a single invoice costs. The advance you receive, the fee you pay, and what lands in your account, side by side with a loan, MCA, or card.

Working Capital Ratio Calculator

See whether you can cover what you owe this year. Your working capital ratio weighs current assets against current liabilities and shows where you land against the healthy range.

Growth & Planning

Break-Even Sales Calculator

Find the sales you have to book to cover your fixed costs, your variable costs, and your financing, plus how much more it takes to hit a target profit.

Contract Profitability Analyzer

Enter a contract's value, term, upfront and monthly costs, payment schedule, retainage, and financing cost to see the net margin you actually keep after paying to fund the work.

Customer Concentration Risk Calculator

List your customers and their revenue to see how much of your business rides on your largest accounts, and how exposed you are if one of them leaves.

6-minute tool · Free in your portalOpen

Growth Scenario Modeler

See what your growth plan does to your cash, and the capital it takes to fund it, from your current revenue, cash balance, collection days, expense ratio, and the growth rates you want to hit.

Cash Flow Management

Cash Conversion Cycle Calculator

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Cash Flow Forecast Calculator

Turn your starting cash, revenue, collection timing, and expenses into a month-by-month view of the next year, and see the capital it takes to never drop below zero.

4-minute tool · Free in your portalOpen

Seasonal Cash Flow Planner

Turn your annual revenue, peak season, and collection days into a month-by-month view of your cash. You see the trough you have to survive and the bridge financing your peak requires.

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Working Capital Needs Calculator

Turn your operating cycle, including receivables, inventory, and payables, plus your growth plan into the working capital your business actually needs to fund it.

Working Capital Ratio Calculator

See whether you can cover what you owe this year. Your working capital ratio weighs current assets against current liabilities and shows where you land against the healthy range.

Receivables Financing

DSO Calculator

Invoice Factoring Cost Calculator

See exactly what factoring a single invoice costs. The advance you receive, the fee you pay, and what lands in your account, side by side with a loan, MCA, or card.

Quick Deal Size Estimator

Get a fast estimate of how much financing your receivables can support, based on your annual revenue and how long your customers take to pay.

Financing Decisions

Early Payment Discount Optimizer

Find out whether paying a supplier early to claim the discount beats keeping your cash or borrowing to fund the payment. This tool turns the offer into a rate you can compare.

Industry Financing Solution Matrix

Choose your industry and see which financing structures actually fit it. Each option is ranked by fit, with a typical cost range and how long it takes to fund.

True Cost Comparison Calculator

Put every financing option side by side and rank them by true annualized cost, so factoring, a bank loan, an MCA, a card, ABL, and a line of credit compare apples-to-apples.

4-minute tool · Free in your portalOpen

Working Capital ROI Calculator

Enter the capital you plan to deploy, what the financing costs, and the return you expect from it, whether that is an early-payment discount, growth, or a large order. See whether the move actually pays.

Equipment & Orders

Equipment Financing Calculator

See what a piece of equipment really costs three ways: financed, leased, or paid in cash. You'll also see how much working capital you keep by not writing the check up front.

Purchase Order Financing Calculator

Enter a purchase order you can't cover out of pocket and see the profit left after the supplier is paid, labor is covered, and the customer's payment terms run their course.

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Benchmarks & Industry

Industry Benchmark Calculator

Compare your DSO, DIO, DPO, and cash conversion cycle against your industry average and best-in-class, so you can see where your working capital is tied up longer than your peers'.

Industry Cash Flow Comparison Calculator

Pick your industry and see the typical cash-conversion cycle, broken into days sales outstanding, days inventory, and days payable, so you know what normal looks like before you compare your own.