Financing Basics

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The Business Owner's Guide to Working Capital Financing

A 20-page guide covering every major financing option, when to use each, how to qualify, and what to watch for. Written for business owners, not finance professionals.

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What you get

Every financing option, explained in plain language

Your customers pay in 30 to 90 days. Your payroll, vendors, and growth plans do not wait. This guide maps every major financing option to the situations where each one wins, so you evaluate from knowledge instead of sales pitches.

  • Invoice factoring, ABL, AR financing, payroll funding, PO financing, and equipment financing compared side by side
  • The qualification criteria lenders check, and what to prepare before you apply
  • How to calculate the true cost of each option, including the cost of doing nothing
  • Contract clauses to read twice before you sign anything

More financing basics resources

The Flow

One working-capital decision every other week. Which asset to borrow against, what a facility costs all-in, or how to make payroll before your customer pays, in a two-minute read.

Bi-weekly. 26 issues a year.