Invoice Factoring
Popular GuideThe Complete Guide to Invoice Factoring
Everything you need to know about factoring: how it works, when to use it, costs, and what to watch for. Written in plain language for business owners, not finance professionals.
- 15-minute read
- In the portal
Free with portal access. One-time passcode by email, no password.
What you get
Factoring, from mechanics to contract clauses
You deliver the work, send the invoice, and wait 30 to 90 days to get paid. Factoring closes the gap. This guide explains exactly how, including the parts most providers gloss over.
- The four-step money flow: invoice, advance, customer payment, reserve release
- Notification vs. non-notification and recourse vs. non-recourse, in plain language
- How to convert a factoring fee into a true annualized cost
- Seven contract clauses that define your experience with any factor
More invoice factoring resources
Calculator
Factoring Cost Calculator
Is 3% per invoice cheap or expensive? Convert any factoring quote into a true annualized cost and compare proposals on equal footing.
3-minute tool · FreeViewVideoPortal
Invoice Factoring Explained
A short walkthrough of how factoring converts outstanding receivables into working capital: the money flow, the timeline, and what it costs.
Video · 1 minuteView