Invoice Factoring
Factoring Cost Calculator
Is 3% per invoice cheap or expensive? Convert any factoring quote into a true annualized cost and compare proposals on equal footing.
- 3-minute tool
- Free
Free. No email required.
What you get
Compare quotes on equal footing
Factoring proposals quote fees in formats designed to resist comparison. This calculator normalizes any quote, flat fee, tiered, or daily rate, into one annualized number.
- Handles flat, tiered, and daily-rate fee structures
- Accounts for advance rate and average days to customer payment
- Puts up to three proposals side by side
More invoice factoring resources
GuidePopular GuidePortal
The Complete Guide to Invoice Factoring
Everything you need to know about factoring: how it works, when to use it, costs, and what to watch for. Written in plain language for business owners, not finance professionals.
15-minute read · In the portalViewVideoPortal
Invoice Factoring Explained
A short walkthrough of how factoring converts outstanding receivables into working capital: the money flow, the timeline, and what it costs.
Video · 1 minuteView