Equipment & Orders
Free toolEquipment Financing Calculator
See what a piece of equipment really costs three ways: financed, leased, or paid in cash. You'll also see how much working capital you keep by not writing the check up front.
- 2-minute tool
- Free, no signup
What you get
The real cost of financing, leasing, or paying cash
Paying cash for equipment feels cheapest until you count the working capital it drains. Enter the equipment cost, term, down payment, your rate or lease rate, the residual, and your tax rate, and the calculator lays out the total cost of financing, leasing, and paying cash next to each other, including the cash you keep in the business by not paying up front.
- Total cost of financing, leasing, and cash on your actual equipment and terms
- The working capital you preserve by not paying cash, and what it's worth
- No signup. The full calculator runs right here
The tool
Run your numbers
Equipment Financing
Finance the equipment, or pay cash?
See the monthly payment, the true cost over the term, and — most importantly — how much working capital you keep in the business by financing instead of paying cash.
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