Equipment & Orders

Free tool

Purchase Order Financing Calculator

Enter a purchase order you can't cover out of pocket and see the profit left after the supplier is paid, labor is covered, and the customer's payment terms run their course.

  • 2-minute tool
  • Free, no signup
Equipment & Orders
$64,600Highly Profitable
Net profit after financing
25.84%Net margin
$5,400Financing cost
28%Gross margin

On a $250,000 order you pay the supplier $180,000 and $5,400 to carry the financing, and keep $64,600.

What you get

What's left after you fund a big order

A large purchase order can cost more than you can pay for up front. You owe the supplier now, but the customer pays weeks later. Enter the PO amount, your supplier cost, the customer's payment terms in days, and your labor cost, and the calculator shows the net profit that survives the financing. Add factoring if you use it, and watch how longer customer terms and higher labor eat into what you keep.

  • Net profit on the order after supplier cost, labor, and financing
  • How much longer customer payment terms cost you on the same PO
  • No signup. The full calculator runs right here

The tool

Run your numbers

Purchase order financing

Can you fund a large order and still profit?

Cover the supplier on a big purchase order, wait for your customer to pay, and see what's left after financing costs.

Purchase order amount · What your customer will pay you.
$
Supplier cost · What you owe the supplier to fulfil it.
$
Customer pays in · Days until your customer settles.
days
Your labor cost · Optional — work you add on top of the goods.
$
Your industry · Sets the typical net-margin reference in the results.

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The Flow

One working-capital decision every other week. Which asset to borrow against, what a facility costs all-in, or how to make payroll before your customer pays, in a two-minute read.

Bi-weekly. 26 issues a year.