Cash Conversion Cycle Calculator

Turn your inventory, receivables, and payables into your DIO, DSO, and DPO, then into the cash conversion cycle. It shows the days your cash is tied up between paying suppliers and collecting from customers.

3-minute tool
Free in your portal

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Cash Flow Management

27 days

Cash conversion cycle

50 daysDIO (inventory)

50 daysDSO (collect)

73 daysDPO (pay)

Inventory and collections tie up 100 days of cash, and supplier terms give back 73, leaving 27 net.

What you get

How many days your cash is tied up

Cash sits inside your operating cycle longer than most owners realize. From your average inventory, cost of goods sold, average receivables, credit sales, and average payables, this calculator works out your days inventory outstanding, days sales outstanding, and days payable outstanding. It then combines them into the cash conversion cycle, the number of days between paying for goods and collecting the cash they earn.

DIO, DSO, and DPO calculated from your own inventory, sales, and payables
Your cash conversion cycle in days, so you can see where the cash gets stuck
A shared number to track as you tighten collections, terms, or stock levels

The tool

Run your numbers

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Cash Conversion Cycle

How long is your cash tied up?

Enter the drivers behind inventory, receivables, and payables to get your DIO, DSO and DPO — and the cash conversion cycle they add up to.

Average inventory

Cost of goods sold · COGS, annual

Average accounts receivable

Total credit sales · annual

Average accounts payable

Cash conversion cycle

27 days

DIO (inventory)50 days

DSO (collect)50 days

DPO (pay)73 days

How each number is built

DIO — Days Inventory Outstanding: (Average Inventory ÷ COGS) × 365 — days inventory sits before it sells.
DSO — Days Sales Outstanding: (Average Accounts Receivable ÷ Total Credit Sales) × 365 — days to collect after a sale.
DPO — Days Payable Outstanding: (Average Accounts Payable ÷ COGS) × 365 — days you take to pay suppliers.
CCC — Cash Conversion Cycle: DIO + DSO − DPO — net days your cash is tied up. Lower is better.

A lower cycle frees cash. If yours is longer than you’d like, that gap is exactly what working capital financing bridges — start your application and we’ll size it with you.

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