Cash Flow Management

Email tool

Cash Flow Forecast Calculator

Turn your starting cash, revenue, collection timing, and expenses into a month-by-month view of the next year, and see the capital it takes to never drop below zero.

  • 5-minute tool
  • Free in your portal
Cash Flow Management
$288,7209 shortfall months
Capital to stay above zero
$150,000Starting cash
-$258,720Lowest balance
$240,497Ending cash, month 12

Month-end cash falls below zero for nine months, bottoming at negative $258,720 in March before recovering to $240,497 by December.

What you get

Where your cash sits every month for the next year

A profitable business can still run out of cash when money goes out before it comes in. From your starting cash, expected revenue, how long customers take to pay, your fixed and variable expenses, payroll, and any large one-off costs, this calculator lays out your balance for each of the next twelve months. It shows the lowest point and the capital it takes to stay above zero.

  • A month-by-month cash balance built from your own revenue and expenses
  • The tightest month and how far the balance falls, before it happens
  • The buffer or financing you need to cover the gap without a scramble

The tool

Run your numbers

Email-gated preview. See the full tool below. Sign up free to use it and every tool in your portal.

Cash Flow Forecast

Will you run short in the next 12 months?

Project month-by-month cash from your revenue, collection speed, and costs — and see the capital it takes to stay above zero.

Cash on hand today
$
Average monthly revenue
$
Monthly growth · compounding
%
Fixed costs / month
$
Payroll / month
$
Variable costs · the share of revenue that rises and falls with sales — materials, shipping, sales commissions
%
How fast do customers pay?

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The Flow

One working-capital decision every other week. Which asset to borrow against, what a facility costs all-in, or how to make payroll before your customer pays, in a two-minute read.

Bi-weekly. 26 issues a year.