Cash Flow Management

Portal tool

Working Capital Needs Calculator

Turn your operating cycle, including receivables, inventory, and payables, plus your growth plan into the working capital your business actually needs to fund it.

  • 5-minute tool
  • Free in your portal
Cash Flow Management
$144,521Adequate
Total working capital needed
40 daysCash conversion cycle
$78,767Working capital gap
$65,753Growth cushion

A 40-day cash cycle leaves a $78,767 gap today, and a 20% growth plan adds another $65,753.

What you get

The working capital your plan really requires

Growth stalls on a working-capital gap nobody sized. From your revenue, days sales outstanding, inventory days, payables days, and cash on hand, this calculator shows the capital your operating cycle ties up today. It also shows the extra your growth plan will demand before the revenue arrives.

  • Sizes your cash conversion cycle from your own terms
  • Shows the gap a new contract or seasonal surge creates
  • Weighs the cost of financing the gap against the revenue at stake

The tool

Run your numbers

Email-gated preview. See the full tool below. Sign up free to use it and every tool in your portal.

Working capital

How much working capital does your operating cycle need?

See the cash your cash-conversion cycle ties up, the gap against what you hold today, and the cushion your growth plan adds.

Annual revenue
$
Days sales outstanding (DSO) · Average days to collect from customers.
days
Days inventory outstanding (DIO) · Average days you hold inventory.
days
Days payable outstanding (DPO) · Average days you take to pay suppliers.
days
Cash on hand
$
Planned revenue growth
%
Growth timeline
months

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The Flow

One working-capital decision every other week. Which asset to borrow against, what a facility costs all-in, or how to make payroll before your customer pays, in a two-minute read.

Bi-weekly. 26 issues a year.